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Terms & Conditions

Last revised: Feb 15 2017

Welcome to InMyBag

Thank you for stopping by and checking out the Terms of Conditions (“Terms”).  Access to and use of this website and the products and services available through this website are subject to the following Terms. Please read these carefully before using the website.
To make this a little more digestible we have broken the following sections: 

  1. Introduction
  2. Use of the website
  3. Confidentiality and data protection
  4. Our services
  5. Contact Us
  6. Other legal details. 

Introduction

The Terms are a contract formed between you and us and by using this inmybag.co its links and any related pages you agree to these Terms. By accessing this website, you agree to be bound by the following terms and conditions and disclaimers. 

Please do note, if you are to purchase a policy through InMyBag that you will agree to additional conditions detailed in policy documentation and schedule.

InMyBag is referred to in this documents as ”InmyBag”, “us” or “we” refers to the owner of the website and is one party of this contract.  As the user you are the other party and will be referred to as “you”.  The term ‘here’ refers to inmybag.co.

Will the terms change? 

As our service offering changes we will need to update these Terms so please be aware that we may update our terms and conditions from time to time.  Any material and content provided in the pages of this website may be changed at any time without notice.  The latest version will be posted here so please do check back. 

Use of this website

InMyBag is for mobile professionals who rely on their mobile electronic Devices to keep working. It protects these Devices inside and outside of Your home. If something happens, it will repair or replace Your Device to keep You working. To qualify You need to be over 18 and resident in the UK. 

We cannot guarantee that the website or the information on it complies with the laws of, or is appropriate for use in other territories. You are wholly responsible for use of the website by any person using your computer and you must ensure that any such person complies with these terms and conditions. This website is designed to be entered from the home page. If you access the website through another website you may not see some important information which is relevant to the products or services being offered. Before purchasing any products or services on this website you will be referred to certain pages which contain additional product, regulatory, or legal information. You are advised to read these pages and should you have any questions get in touch via the contact us page.

You agree to use inmybag.co only for lawful purposes. You must also use it in a way that doesn’t infringe the rights of, or restrict or inhibit the use and enjoyment of, this site by anyone else.

Content

This website contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance and graphics. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these Terms.
• All trademarks reproduced in this website which are not the property of, or licensed to, the operator are acknowledged on the website.
• Unauthorised use of this website may give rise to a claim for damages and/or be a criminal offence.
• From time to time this website may also include links to other websites. These links are provided for your convenience to provide further information. They do not signify that we endorse the website(s). We have no responsibility for the content of the linked website(s).
• Your use of this website and any dispute arising out of such use of the website is subject to the laws of England, Northern Ireland, Scotland and Wales.

You must contact us for permission if you want to either:
• charge your website’s users to click on a link to any page on inmybag.co
• say your website is associated with or endorsed by us

Confidentiality and data protection

By using this website you have given Us permission for the use of Your data by Let Insurance Services T/A InMyBag, LetRisks, Property Risks and Let Insurance Services and its suppliers or associated companies to administer Your Policy and for risk management purposes. We are registered under the Data Protection Act 1998 and we undertake to comply with the Act in all our dealings with Your personal data.

We will exchange the information that you provide to us with insurance companies and other brokers or agents for the purposes of obtaining quotations and arranging cover, this may result in a credit check to confirm your identity and minimise the risk of fraud. We will treat all information as private and confidential, and in strict accordance with the Data Protection Act 1998 (DPA), even when you are no longer a customer, and only share information if we are required to do so by law, or regulation.

Under the DPA, you have a right to a copy of any personally identifiable information about you that we hold in our records. You can obtain details by writing to us at the usual address. 

You may have given permission for the use of your data by us and our suppliers or associated companies for risk management purposes and to advise you of the latest news, products and services. If not, we will only use the data that you have provided us with in the course of administering your policy. We are registered under the Data Protection Act 1998 and we undertake to comply with the act in all our dealings with Your personal data.

Privacy policy

We look after your details carefully and are committed to protecting your privacy. Our privacy policy which sets out how we will use your information can be found here. 

Our service

The information and content of this website does not constitute an offer by us to sell products and services to anyone who wishes to purchase. We retain the right to accept or reject any request to purchase the products or services on this website, and that any purchase will be subject to the terms and conditions and disclaimers of that product or service. The complete description of all terms, conditions, and exclusions relating to our products and services are contained in the Policy Documents Plan and Key Facts documents of the products and available on this website. In the event of any contradiction between these website terms and conditions of use and the specific product or service terms and conditions, the latter shall prevail. Complete details will always be included in your policy documentation. It is your responsibility to ensure that you have sufficient funds to cover the cost of any product or service that you purchase.

Contacting us

To get intouch with us for any reason please contact us via: 
Email: help@inmybag.co
Tel: +44 (0) 333 344 2560
Post: InMyBag, 21 Dartmouth Street London SW1H 9BP

Other legal detail

These terms and conditions are governed by English law and you and we both agree to submit to the non exclusive jurisdiction of the English courts.

InMyBag Ltd, is an Appointed Representative of Let Insurance Services Limited (LISL), an independent intermediary authorised and regulated by the Financial Conduct Authority. LISL of 8 Axon, Commerce Road, Lynch Wood, Peterborough, PE2 6LR is an independent insurance intermediary and underwriting agency. LISL is authorised and regulated by the Financial Conduct Authority (FCA). Our permitted business is arranging general insurance contracts. Our FCA register number is 474985. You can check our details on the FCA’s website by visiting www.fca.org.uk/register or by contacting the FCA on 0300 500 8082.